Terms of Service

Last updated: September 17, 2026

By using STICK you agree to these terms. Key points below.

Eligibility

You must be 18 or older. One account per person. Provide accurate information — false details are grounds for termination.

A challenge is a commitment with a defined duration, entry amount, and set of actions. Each member funds their entry before the challenge starts.
As members complete their actions, STICK records weighted points and shows the current standings. Any amount shown during an active challenge is a projection, not a settled balance.
At settlement, two active members use a winner-takes-all outcome (an exact tie splits the pool). Challenges with three or more active members distribute the shared pool in proportion to weighted points. STICK does not keep forfeited cash entries.
Solo commitments are STKC-only and do not use pooled cash redistribution. Do not submit false proof, use bots, or exploit bugs. Violations can result in disqualification or settlement action.

STKC is virtual currency used within the app. It has no monetary value, cannot be transferred between users, and does not expire for active accounts.

USD earned from qualifying cash commitments can be withdrawn. Minimum withdrawal: $50. Identity verification via Stripe required. STKC coins are not convertible to USD.

You are responsible for your account activity. We can suspend or terminate accounts for violations.
Delete your account anytime in Settings. You have 30 days to recover it before permanent deletion.

Disputes are resolved by individual binding arbitration (no class actions). Delaware law governs.
Contact: [email protected]